In Fraud, Don’t Trust

By Craig Kirkland, EVP/Director of Retail Banking, Nevada State Bank Beware of those who would take advantage of our fears in a desperate bid to separate us from our money. Our shared humanity makes it natural to trust and believe in others. However, it’s important to remember that a small percentage of people want to […]

Celebrating the next generation of future healthcare providers

White Coat Ceremony marks an important career milestone Close to 800 Doctor of Osteopathic Medicine and College of Health and Human Services students at Touro University Nevada participated in the distinguished White Coat Ceremony. During this highly anticipated event held in October, students received their “white coats” — symbolizing the next step toward their professional […]

The Path to Affordable Homeownership: If You’ve Got the Drive, We’ve Got the Assistance

Right about now, many of us are starting our lists of what we’re thankful for and thinking about the memories we’d like to make before 2021 comes to a close. As we enter this season of reflection, we challenge you to not only look in that rearview mirror to reminisce, but also see the opportunities […]

Starting a business: to franchise or not to franchise

By Craig Kirkland, EVP/Director of Retail Banking, Nevada State Bank If you’re interested in starting a business, you may have thought about buying a franchise. I own a multi-unit franchise together with my son, who runs the business — so I know there are pros and cons to being a franchise owner. Advantages of Buying […]

Ten Ways to Teach Your Kids About Money

Ten Ways to Teach Your Kids About Money By Craig Kirkland, EVP/Director of Retail Banking, Nevada State Bank If you want your children to become successful and responsible adults, start by teaching them how to make good choices about money. Follow these 10 steps to give your kids a good financial education: 1. Prepare yourself […]

QUESTIONS & ANSWERS: LINDA ABRAMS

‘People really need to understand there is help out there’ According to a study in Mental Health America, “Mental health conditions occur in Black and African American people in America at about the same or less frequency than in White Americans. However, the historical Black and African American experience in America has and continues to […]

Debt: My Favorite 4-Letter Word

Debt: My Favorite 4-Letter Word By Craig Kirkland, EVP/Director of Retail Banking, Nevada State Bank I have a favorite 4-letter word, one that I use with zeal and reckless abandon. You’ve probably guessed it: DEBT. Debt isn’t a bad thing. It comes down to the type and how you use it. Debt affords you the […]

Why FICO Matters: A Lender’s Perspective

Why FICO Matters: A Lender’s Perspective By Craig Kirkland, EVP/Director of Retail Banking, Nevada State Bank Your FICO credit score is an essential part of your financial profile. A favorable score can lower your borrowing costs, help you purchase a car or a home, get financing to launch a new business, and help you build […]

Three Ways to Build Wealth for Your Future

Three Ways to Build Wealth for Your Future By Craig Kirkland, EVP/Director of Retail Banking, Nevada State Bank Several years ago, I was introduced to the book “Rich Dad Poor Dad” — which defines wealth as how long someone could live on passive and other sources of income, if one were to lose their primary […]

QUESTIONS & ANSWERS

Why Trust the COVID-19 Vaccine?   Dr. Bayo Curry-Winchell M.D. answers common questions Why has COVID-19 affected BIPOC communities at a disproportionate rate? The effect COVID-19 has had on the BIPOC community is multifaceted, leading to higher infection rates, hospitalizations, and death. Some of the factors attributed to the disproportional rate of poor outcomes seen […]

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