Starting a business: to franchise or not to franchise

By Craig Kirkland, EVP/Director of Retail Banking, Nevada State Bank If you’re interested in starting a business, you may have thought about buying a franchise. I own a multi-unit franchise together with my son, who runs the business — so I know there are pros and cons to being a franchise owner. Advantages of Buying […]

Ten Ways to Teach Your Kids About Money

Ten Ways to Teach Your Kids About Money By Craig Kirkland, EVP/Director of Retail Banking, Nevada State Bank If you want your children to become successful and responsible adults, start by teaching them how to make good choices about money. Follow these 10 steps to give your kids a good financial education: 1. Prepare yourself […]

QUESTIONS & ANSWERS: LINDA ABRAMS

‘People really need to understand there is help out there’ According to a study in Mental Health America, “Mental health conditions occur in Black and African American people in America at about the same or less frequency than in White Americans. However, the historical Black and African American experience in America has and continues to […]

Debt: My Favorite 4-Letter Word

Debt: My Favorite 4-Letter Word By Craig Kirkland, EVP/Director of Retail Banking, Nevada State Bank I have a favorite 4-letter word, one that I use with zeal and reckless abandon. You’ve probably guessed it: DEBT. Debt isn’t a bad thing. It comes down to the type and how you use it. Debt affords you the […]

Why FICO Matters: A Lender’s Perspective

Why FICO Matters: A Lender’s Perspective By Craig Kirkland, EVP/Director of Retail Banking, Nevada State Bank Your FICO credit score is an essential part of your financial profile. A favorable score can lower your borrowing costs, help you purchase a car or a home, get financing to launch a new business, and help you build […]

Three Ways to Build Wealth for Your Future

Three Ways to Build Wealth for Your Future By Craig Kirkland, EVP/Director of Retail Banking, Nevada State Bank Several years ago, I was introduced to the book “Rich Dad Poor Dad” — which defines wealth as how long someone could live on passive and other sources of income, if one were to lose their primary […]

QUESTIONS & ANSWERS

Why Trust the COVID-19 Vaccine?   Dr. Bayo Curry-Winchell M.D. answers common questions Why has COVID-19 affected BIPOC communities at a disproportionate rate? The effect COVID-19 has had on the BIPOC community is multifaceted, leading to higher infection rates, hospitalizations, and death. Some of the factors attributed to the disproportional rate of poor outcomes seen […]

Pay Yourself First

Pay Yourself First By Craig Kirkland, EVP/Director of Retail Banking, Nevada State Bank We all use acronyms in our everyday vernacular to help us simplify and understand complex phrases and terms. But in 2020, one acronym took over our lives in the most difficult and devastating ways — COVID. The unforeseen circumstances of last year […]

Cox Innovation Lab opens in West Las Vegas

Cox Innovation Lab opens in West Las Vegas Thanks to a generous gift of $25,000 from Cox Communications to The Mayor’s Fund for Las Vegas LIFE, teens and young adults in west Las Vegas now have the opportunity for hands-on learning at the new Cox Innovation Lab at the Strong Future Technology Center on the […]

Black Image Honors

Black Image Honors We are delighted to showcase this year’s Las Vegas Black Image honorees in the areas of technology, education, health, economic development, government, and the art of dance. Join us in the celebration for these honorees who serve as excellence personified. _________________CLICK THE LINKS BELOW TO WATCH__________________ Here is the YouTube version of […]

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